Where are my Digit funds (money) held?

The funds in your Digit Account are held at FDIC insured banks for your benefit and are insured up to a balance of $250,000.

The funds are FDIC-insured on a “pass through” basis. This means that each individual user's balance is protected by FDIC insurance, up to the limits established by the FDIC.

You can access your funds any time by messaging "Withdraw" to Digit. Withdraws usually settle next business day. You can withdraw an unlimited times per month as there are no withdraw fees or account minimums for Digit.

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