The money in your Digit goals is held at FDIC-insured banks for your benefit and are insured up to a balance of $250,000.
Funds with Digit are FDIC-insured on a “pass-through” basis, which means that each individual Digit member's balance is protected by FDIC insurance up to the limits established by the FDIC.
You can access your funds any time by withdrawing from the Digit app. There are no limits on how much or how often you can withdraw. Withdraws usually settle the next business day or sooner.