How long does it take to get money back into my bank account from Digit?
Digit offers Instant withdrawals back to your bank account for an additional $.99. Instant withdrawals arrive in a matter of minutes.
Consult the chart below when withdrawing from Digit, closing goals, or closing your Digit account.
| Transfer Created On | Before 4 PM PST Arrives | After 4 PM PST Arrives |
| Monday | Tuesday Morning | Wednesday Morning |
| Tuesday | Wednesday Morning | Thursday Morning |
| Wednesday | Thursday Morning | Friday Morning |
| Thursday | Friday Morning | Monday Morning |
| Friday | Monday Morning | Tuesday Morning |
| Saturday | Tuesday Morning | Tuesday Morning |
| Sunday | Tuesday Morning | Tuesday Morning |
Estimates are in Pacific Standard Time, and arrival times may be different based on when your bank typically posts deposits.
Banks are closed on federal holidays, so withdrawals created these days are delayed by one day.
For Chase and Wells Fargo accounts:
| Transfer Created On | Before 4 PM PST Arrives | After 4 PM PST Arrives |
| Monday | End of Day Monday (12 AM) | End of Day Tuesday (12 AM) |
| Tuesday | End of Day Tuesday (12 AM) | End of Day Wednesday (12 AM) |
| Wednesday | End of Day Wednesday (12 AM) | End of Day Thursday (12 AM) |
| Thursday | End of Day Thursday (12 AM) | End of Day Friday (12 AM) |
| Friday | End of Day Friday (12 AM) | End of Day Monday (12 AM) |
| Saturday | End of Day Monday (12 AM) | End of Day Monday (12 AM) |
| Sunday | End of Day Monday (12 AM) | End of Day Monday (12 AM) |
Withdrawals from expense goals
Since goals connected to billers for payments (like credit cards, student loans, and phone bills) operate on a different system than personal goals and the Rainy Day Fund, withdrawals from your expense goals will not qualify for same-day posting and will arrive in your bank account the next business day.
Federal Holidays
| New Year's Day | Labor Day |
| MLK Jr. Day | Indigenous Peoples' Day |
| Presidents Day | Veterans Day |
| Memorial Day | Thanksgiving |
| Independence Day | Christmas Day |
Digit uses electronic transfers to move money between your Digit account and your checking account. Withdrawals of any available funds made before 4 PM PST typically settle back to your checking account by the end of the next business day and sometimes sooner depending on your bank. In extremely rare cases, transfers can take up to two business days to completely process.