Digit originally started off as a chatbot you could use via text, and now you can still chat with the Digit bot within the app! Just click the speech bubble in the upper right corner to issue simple commands. Please note that these messages are not monitored by a real person. The number that Digit texts you from is specific to your account and is not a working landline that receives calls. You can reach out to a Digit Support Hero (a real person) through the steps here.
Digit Savings Account Commands:
Savings - View a complete breakdown of all your savings within Digit. This will show your Rainy Day Fund, as well as any Goals or Bills that you're saving towards. Tap into a fund in the app to see a breakdown of that specific fund.
Save - Move money into your Rainy Day Fund. You can also say things like "Save 10" to save $10 to your Digit account. When within the 'Save' conversation, before you confirm the transfer, you can text 'Cancel' to change your mind.
Minimum - This will allow you to set a minimum level under which Digit will not attempt to save for you. (Example "Minimum 200" would set Digit not to try to save if your checking balance is under $200)
Withdraw - Make a withdrawal from your Rainy Day Fund. You can text "W" as well. You can also include an amount such as "Withdraw 10" to withdraw $10 from your Digit account. When within the 'Withdraw' conversation, before you confirm the transfer, you can text 'Cancel' to change your mind.
Today - See what Digit's savings activity for the current day is.
Refer - Retrieve a special referral code from Digit that earns you $5 per friend who signs up for Digit 🤑
Digit Goals Commands:
New Goal - This will allow you to create a unique savings goal within Digit. Learn more about Goals
Change Goal - You can change the amount or completion date of an existing goal.
Withdraw Goal - Withdraw from your active Goal that you're saving towards.
Cancel Goal - You can cancel an existing goal and automatically transfer any funds saved towards the goal back to your checking account.
Digit Savings Account Control:
Pause - Pause Digit's all of Digit's automatic savings. You can also add a number like "Pause 5" to pause Digit's saving for 5 days. Digit will notify you the day before savings resume just in case you need to pause again. This will pause all Digit savings for all goals and funds.
Unpause / Resume - If you are paused, this will resume savings the next day for you.
Checking Account Commands:
Checking - View your checking balance.
Recent - View your recent checking transactions. You can text "R" as well. You can also add a number like "Recent 5" for your last 5 checking transactions.
More - You can text this after using "Recent" to see either more times that Digit saved for you or more recent transactions. If you used a number like "Recent 5" and text "More" you will receive 5 more transactions.
Account Settings Commands:
Notifications - Adjust balance update frequency.
Timezone - This will allow you to select your timezone. Digit updates will be sent at 9am in your local timezone.
Nickname - Change how Digit addresses you.
Commands - Quick reference for common commands.
Help - Access the Digit Help Center and Digit Support contact.
Stop / Start - If you want to stop / start messages from Digit.
Vcard - If you'd like a friendly Digit contact card for your phone's address book.