Digit's Savings Bonus

How the Savings Bonus is calculated

Saving with Digit rewards you with a 0.10% annual Savings Bonus paid every 3 months. Your bonus amount is calculated from the average daily balance in your Digit account over the previous 3 months — including Rainy Day savings and money accrued toward goals or bills.

Because the Savings Bonus is 0.10% annually, paid out quarterly, the amount you receive each time is approximately 0.025%. For example, if your average daily balance over the past 3 months was $4,000 then your Savings Bonus for that period will be approximately $4,000 x (0.10% ÷ 4) = $1.

Note: the exact amounts may vary because Digit bases it on the number of days in that quarterly period rather than the constants above.

Your next bonus payout date

To check on your next bonus, just open the Digit app and scroll down to the Rewards section to see a countdown of when your next bonus will be paid out.


Tapping on the Savings Bonus button will also show you all your past bonuses, and a total of all you've earned so far.

Disabling the bonus

If this feature conflicts with any of your religious practices, please feel free to contact us and we'd be happy to disable these bonuses for you.

Only accounts that have been active for the entire 3-month period are eligible to receive a Savings Bonus. Every Bonus is subject to Digit Rewards Terms and Conditions.