How does Digit's Goalmoji feature work?
We're here to help you set aside for your bills and achieve your savings goals!
Setting aside for your monthly credit card payment 💳 ? That dream vacation to Cancun 🇲🇽 ? Tickets to Coachella 🎵 ? You name it, we'll help you save intelligently for it.
Digit will automatically determine when to safely save towards your goal and will store the funds in a separate bucket than your Rainy Day Fund. You can check on your goal anytime by messaging the emoji you assign to your goal. When the goal is reached, Digit will notify you that your funds are available for withdrawal.
To create a new Goalmoji:
If you're using the Digit app, open the custom keyboard by tapping the blue plus symbol
If you'd like Digit to save for a Goal (i.e. vacation, a new camera, engagement ring) under "Goals", select "New Goal" and follow the prompts.
If you'd like Digit to save for a Bill (i.e. rent, credit card, cable) under "Bills", select "New Bill" and follow the prompts.
If you're using SMS to interact with Digit, simply message "New Goal" or "New Bill" and follow the prompts.
To check the status of a Goalmoji:
To see a breakdown of all your funds within Digit, message "Savings". This will show all Goals and Bills funds as well as your Rainy Day Fund.
Anytime you'd like to check in on your exact progress, just message "Goals" or "Bills". You can also use the emoji assigned to your Goalmoji. (i.e. ‘🎵 ’)
To withdraw a portion of a Goalmoji:
If you're saving for a Bill, Digit will automatically transfer the funds for your Bill back to your checking account right before your Bill is due.
If you're saving for a Goal, when your Goalmoji is completed, Digit will automatically send you an update letting you know your funds are available for withdrawal.
If you need to access any of your funds before then, you can message "Withdraw Goal" or "Withdraw Bill", or use your specific emoji if you have multiple Goalmojis "Withdraw 👠"
To change an existing Goalmoji:
You can edit a Goalmoji anytime by messaging "Change Goal" or "Change Bill". "Change" plus your emoji will also work. Example: "Change 🏈 "
During this process, you'll be asked to answer the following again:
- What would you like to save for?
- When would you like to save by?
- What's the best emoji for this fund?
You can make any changes to any particular question as you see fit or reply with your previous settings.
To cancel an existing Goalmoji:
You can cancel a Goal or Bill at any time. When you do this, any funds already saved will be automatically transferred back to your checking account next business day.
To cancel a Goal, message "Cancel Goal".
To cancel a Bill message "Cancel Bill".
You can also use your emoji. Example: "Cancel 📺 "