The Overdraft Prevention feature is one of the ways Digit helps keep your checking account at a comfortable and safe amount. When you enable Overdraft Prevention, Digit will send your saved funds from your Rainy Day Fund back to your bank account to help bring your balance back up if it dips below the amount you set.
For example, if you set that to $500 and Digit notices your checking balance is $480, $20 from your Rainy Day Fund will automatically be withdrawn to your checking account to get you back up to $500.
If you would instead like to set an amount that Digit stops saving at, you can set up a Safe Saving Level here.
To set up Overdraft Prevention:
1) Open the app and tap into "Overdraft Prevention" below your checking balance.
2) Flip the setting to "On," and set an amount
Depending on if your bank supports Instant Withdrawals, the funds Digit sends back are instant by default at no extra charge. Otherwise, your withdrawal will arrive within one business day.
To turn off or adjust the amount of Overdraft Prevention, just click into that section from within the app to access those settings again.