Credit card goals
When setting up a credit card goal, Digit will smartly save for your bill over the month and then send that as an extra payment directly to your biller.
Payments from Digit are meant to be supplementary to the regular payments you already make so that you pay off your debt faster.
- Smart auto-savings
- Enabling auto-payments
- Go faster or set limits
- Track debt progress
- Pause or stop whenever
How does it work?
To start chipping away at debt, you'll want to first set up a credit card goal. See: How do I create a goal to save towards my credit card debt?
Digit will save from your linked bank account into your credit card goal based on what you can afford and automatically apply the amount that’s been saved for the goal to your credit card on the date that you set. Payments will typically post to your credit card within 2-5 business days.
What else can I do with my goal?
In addition to sending automatic payments, you can view your current balance, transfer activity, savings activity, and move funds back to your bank account if needed. See: How do I withdraw from or add money to my credit card goal?
How do I view my live balance?
Your live balance is the same as what you see when you log-in to your credit card account - it's the amount you may still owe on your balance as reported by your biller.
To view this in your credit card goal, connect your credit card and then tap Turn on Live Balance. Digit will guide you through entering your account details and connecting.
How do I view my credit card goal activity?
Tap All Activity to view all saves and payments Digit has made for you.