How can I pay off credit card debt with Digit?

As of 4/8/2021, adding new credit card goals will not be available. In the meantime, you can create a custom goal instead. Click here to see how. 


Credit card goals

When setting up a credit card goal, Digit will smartly save for your bill over the month and then send that as an extra payment directly to your biller.

You have the option to pay off as many cards as you'd like!

Payments from Digit are meant to be supplementary to the regular payments you already make so that you pay off your debt faster.

What's included

  • Smart auto-savings
  • Support for multiple credit cards
  • Enabling auto-payments
  • Go faster or set limits
  • Track debt progress
  • Pause or stop whenever 

How does it work?

To start chipping away at debt, you'll want to first set up a credit card goal. See: How do I create a goal to save towards my credit card debt?

Digit will save from your linked bank account into your credit card goal based on what you can afford and automatically apply the amount that’s been saved for the goal to your credit card on the date that you set. Payments will typically post to your credit card within 2-5 business days. 

What else can I do with my goal?

In addition to sending automatic payments, you can view your current balance, transfer activity, savings activity, and move funds back to your bank account if needed. See: How do I withdraw from or add money to my credit card goal?