You’re saving with us, not investing, so your money doesn’t fluctuate with the stock market. The money in all of your goals (like Rainy Day, Credit Card, Student Loans, and your custom goals) is safe and not impacted. Your money is always yours and doesn’t change in value.
It is possible that changes in federal interest rates can affect the annual savings bonus, but rest assured that we’re working hard to try and ensure your savings bonus is many times the national interest savings account average. If we need to make change, we will inform you immediately.