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  1. Digit Help Center
  2. How Does Digit Work?

How Does Digit Work?

Details on how Digit works behind the scenes to help you save effortlessly

  • Definitions of debits from Digit
  • Getting Started With Digit
  • How does Digit work?
  • How long does it take to get money back into my checking account from Digit?
  • Why is my transfer listed as pending?
  • How do I see the progress of my referrals?
  • How old do I have to be to use Digit?
  • How do I cancel a save to Digit / withdrawal to checking ?
  • How can I have my withdrawal from Digit instantly?
  • How does Digit's Overdraft Prevention feature work?
  • Using Digit's mobile app
  • What is an automatic save?
  • How do I withdraw money from my Digit account?
  • Does it cost anything to withdraw money from Digit?
  • Where are my Digit funds (money) held?
  • Can I edit or delete the Rainy Day fund?
  • How do I add money to my Digit account?
  • Messaging the Digit chatbot
  • How does Digit's Savings Bonus work?
  • What counts towards my Savings Bonus?
  • Do I need to maintain a minimum balance in my Digit account?
  • Will Digit work if I do most of my spending on a credit card?
  • I've received an overdraft from a Digit transfer, how do I get reimbursed for this?
  • Can I use Digit with my spouse, wife, husband, partner (Joint Account)?
  • How do I refer a friend to Digit? (How do referral bonuses work?)
  • Can I move my Digit funds to another account?
Digit Help Center